If you are a US resident, you may be able to apply for a merchant account through Millenium Bankcard.
Through Millenium Bankcard there is:
- No Long Term Contract
- No Merchant Account Set-Up Fee
- No Payment Gateway Set-Up Fee
- To Terminal Reprogramming Fee
- No Hidden Fees
- A 99% Approval Rate
If this option is available to you, you'll find it under 'Edit Store' -> 'Setup Checklist', under 'Featured Partners'.